Terms of Use & Master Services Agreement

1. Platform Licensing & Entitlement Model

Governx (Pty) Ltd grants you a non-exclusive, non-transferable, revocable SaaS subscription license to access the XDew Books platform (xdew.co.za) based on your chosen tier:

• Business ERP Base Tier (R79/mo Launch Promo, then R99/mo): Unlocks multi-tenant ERP, 1-Click CSV migration from Xero/Sage/QuickBooks/Zoho, Section 20 VAT invoicing, contacts CRM, South African Chart of Accounts seeding, and dual PDF/mailto delivery.
• Full Company ERP & Tax Suite (R695/mo Launch Promo, then R899/mo): All-inclusive access to core ERP, Smart SA Payroll (up to 15 employees), Open Banking feeds (5 SA Banks), Multi-Location Inventory & BOM, SARB Multi-Currency, and AI Corporate Tax Restructuring.
• Personal Tax SaaS: Free Starter (R0), Pro Tax Maximizer (R99/month), and Annual SARS Filing Season Pass (R499 once-off).

2. Important Disclaimer: No Professional Legal or Tax Opinion

XDew Books is an automated computational software engine designed to assist businesses and individuals in structuring calculations in accordance with the Income Tax Act No. 58 of 1962 and VAT Act No. 89 of 1991. The Platform and its AI tools do NOT constitute a formal legal tax opinion or chartered accounting sign-off.

The user remains strictly responsible for the factual accuracy of financial declarations, invoices, and ITR12/ITR14/VAT201 returns submitted to the South African Revenue Service (SARS).

3. Billing, Merchant Partner & Payments

All payments are processed in South African Rand (ZAR) via our regulated payment gateway partner, iKhokha iK Pay (operated by iKhokha / Ecentric Payment Systems).

Monthly subscriptions renew automatically on a 30-day cycle unless cancelled prior to renewal via the Billing settings or by notifying support@governx.co.za.

4. Section 20 Compliance & E-Invoicing

Users generating tax invoices on XDew Books represent that all supplied business details (including legal entity name, CIPC registration, physical address, and 10-digit SARS VAT numbers) are authentic and compliant with Section 20 of the South African VAT Act.

5. Limitation of Liability & Governing Law

To the maximum extent permitted by the South African Consumer Protection Act (CPA) and Electronic Communications and Transactions Act (ECTA), Governx (Pty) Ltd shall not be liable for indirect, punitive, or consequential damages resulting from SARS penalties, audit queries, or third-party bank feed connection interruptions.

This Agreement is governed by the laws of the Republic of South Africa, and the parties submit to the exclusive jurisdiction of the High Court of South Africa (Gauteng Local Division, Johannesburg).

6. Official Support & Legal Notices